Looking for More Coverage? Explore Medicare Advantage Plans

Get comprehensive Medicare Advantage coverage, including dental, vision, and prescription drug benefits. Find the right plan today!

Is a Medicare Advantage Plan Right for You? Explore Your Options Today!

Discover Comprehensive Coverage That Goes Beyond Original Medicare

Medicare provides essential healthcare benefits, but many seniors find that it doesn’t cover everything they need. If you’re looking for a more inclusive plan that offers benefits beyond hospital and medical coverage, a Medicare Advantage Plan may be the right choice.

At McShannon Insurance Plus, we specialize in helping seniors understand their Medicare options. We’re here to simplify the enrollment process and guide you toward a Medicare Advantage Plan that fits your healthcare needs, budget, and lifestyle.

What is a Medicare Advantage Plan?

A Medicare Advantage Plan (also called Medicare Part C) is an alternative to Original Medicare offered by private insurance companies. These plans combine hospital (Part A) and medical (Part B) coverage while often including additional benefits such as:

  • Prescription Drug Coverage (Part D)
  • Vision and Dental Benefits
  • Hearing Aid Coverage
  • Wellness Programs and Gym Memberships
  • Telehealth Services

Instead of dealing with multiple policies, a Medicare Advantage Plan gives you all-in-one coverage, often with extra perks that Original Medicare does not provide.

Why Consider a Medicare Advantage Plan?

While Original Medicare provides basic coverage, it can leave gaps that require out-of-pocket payments for services such as prescription drugs, routine vision exams, and dental work. That’s where Medicare Advantage can help.

Key Benefits of a Medicare Advantage Plan:
  • Lower Out-of-Pocket Costs – Many plans have low copayments and out-of-pocket spending limits, reducing financial risks.
  • Prescription Drug Coverage – Unlike Original Medicare, many Medicare Advantage Plans include Part D for medications.
  • Expanded Benefits – Get coverage for dental cleanings, vision care, and even fitness memberships.
  • Coordinated Healthcare – Some plans offer integrated care with a network of doctors and specialists for better health management.
  • Convenient All-in-One Plan – Instead of juggling Medicare Part A, B, and D separately, a Medicare Advantage Plan bundles them into one policy.

With so many advantages, it’s easy to see why Medicare Advantage Plans are growing in popularity among seniors.

Choosing the Right Medicare Advantage Plan

Not all Medicare Advantage Plans are the same, and the best plan for you will depend on your healthcare needs, budget, and provider preferences.

Doctor and Specialist Networks

Some plans require you to see in-network providers for full benefits.

Prescription Drug Coverage

If you take daily medications, ensure your plan includes Part D coverage.

Monthly Premiums & Copayments

Compare out-of-pocket costs to find the best plan for your budget.

Additional Benefits

Some plans offer dental, vision, hearing, and wellness benefits—others do not.

Travel Considerations

If you split time between states, check if your plan includes nationwide coverage.

At McShannon Insurance Plus, we simplify the process by comparing plans, breaking down benefits, and answering your questions. Our goal is to help you find the right plan for your unique needs.

Types of Medicare Advantage Plans Available

Medicare Advantage Plans come in different types, each with its own structure and network of providers.

1. Health Maintenance Organization (HMO) Plans

  • Requires you to use in-network doctors and hospitals
  • Primary care physician (PCP) and referrals required for specialists
  • Lower costs with a structured network

2. Preferred Provider Organization (PPO) Plans

  • Flexibility to see any doctor, but lower costs for in-network providers
  • No referrals required for specialists
  • More freedom in choosing healthcare providers

3. Private Fee-for-Service (PFFS) Plans

  • Allows visits to any Medicare-approved doctor who accepts the plan’s terms
  • No network restrictions, but acceptance varies by provider
  • More unpredictable costs compared to HMO/PPO plans

4. Special Needs Plans (SNPs)

  • Designed for individuals with chronic conditions or specific healthcare needs
  • Customized benefits for better disease management
  • Includes prescription drug coverage (Part D)

Each plan has different benefits, costs, and provider options. We’ll help you compare and choose the best Medicare Advantage Plan for you.

How McShannon Insurance Plus Can Help

Medicare enrollment can be confusing and overwhelming, but we make it easy. Our one-on-one consultations ensure you fully understand your options so you can make the best decision for your healthcare.

Personalized Plan Comparisons

We evaluate multiple providers and plans to find the right fit.

Expert Enrollment Guidance

We walk you through every step of signing up.

Ongoing Support

Have questions after enrolling? We’re here to help anytime.

Local Expertise

We understand Medicare in Greenville, TX, and what plans work best for residents in this area.

At McShannon Insurance Plus, we focus on your needs, not sales quotas. We’re here to help you make informed choices with confidence.

Common Questions About Medicare Advantage Plans

No. You can enroll during Medicare’s Annual Enrollment Period (AEP) (October 15 – December 7) or when first eligible.

Yes, many Medicare Advantage Plans include built-in Part D coverage for medications.

You can change Medicare Advantage Plans during Open Enrollment (January 1 – March 31) or during Medicare’s Annual Enrollment Period.

No, you cannot have both. Medicare Supplement (Medigap) plans only work with Original Medicare. If you choose Medicare Advantage, you cannot have a Medigap policy.

Ready to Explore Your Medicare Advantage Plan Options? Call Us Today!

Finding the right Medicare Advantage Plan can be overwhelming, but we’re here to help. At McShannon Insurance Plus, we take the stress out of Medicare by helping you compare plans, understand benefits, and enroll with confidence.

Call Now: 903-219-2163 or Schedule Your Free Consultation Today!

Your health matters, and we’re here to help you make the best choice!